Nationwide DSCR Lending
States Where Coastal Funding Can Do DSCR Loans Without a Broker License
Many states exempt commercial-purpose investment property loans from residential mortgage broker licensing requirements. This means Coastal Funding Corporation can originate DSCR loans in these states without holding a state-issued broker license — giving investors access to our expertise and competitive pricing nationwide.
Important: Licensing requirements vary by state and change over time. The information below reflects states where commercial-purpose investment property loan exemptions are commonly recognized. Coastal Funding Corporation is licensed in FL, SC, and TN (NMLS 103035). For all other states, we originate DSCR loans under applicable commercial-purpose exemptions. Always confirm current requirements with a licensed attorney or compliance professional. This is not legal advice.
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All Eligible States
41 States Available
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Licensing requirements change frequently. Even if your state isn't listed, Coastal Funding may still be able to help. Call us or apply online and our DSCR specialists will confirm eligibility for your specific situation.