Est. 2004 — NMLS 103035
About Coastal Funding Corporation — DSCR Loan Specialists
Coastal Funding Corporation is a mortgage brokerage that has specialized in DSCR loans and investment property financing since 2004. We are licensed in Florida, South Carolina, and Tennessee, and originate DSCR loans in 40+ states under applicable commercial-purpose exemptions.
Our Story
Over Two Decades of Investor Lending Experience
Coastal Funding Corporation was founded in 2004 with a single mission: to provide real estate investors with the financing they need to build wealth through rental properties. From our earliest days, we recognized that traditional mortgage products were poorly suited to the needs of investors — and we set out to change that.
As DSCR loans emerged as the premier investor financing tool, Coastal Funding was at the forefront. We built deep relationships with the nation's top DSCR lenders, developed streamlined processes for investor underwriting, and assembled a team of specialists who understand the unique challenges investors face.
Today, Coastal Funding Corporation serves real estate investors across 40+ states, helping them acquire, refinance, and cash-out on rental properties of all types — from single-family homes to short-term rentals to multi-family buildings.
APPLY FOR A DSCR LOAN
What We Stand For
Our Core Values
Investor-First Mindset
Every product we offer, every lender we work with, and every process we follow is designed around the needs of real estate investors — not owner-occupants.
Transparency
We explain every rate, fee, and term in plain language. No surprises at closing. No bait-and-switch pricing.
Speed
Our streamlined DSCR underwriting process eliminates the personal income documentation that slows down conventional loans. We close faster.
Expertise
With over 20 years in the mortgage business and a focus exclusively on investor financing, our team has seen every scenario and knows how to solve it.
Licensed & Compliant
Licensing & Credentials
Florida
Licensed Mortgage Broker — NMLS 103035. Serving Pensacola, Jacksonville, Tampa, Orlando, Miami, and all of Florida.
South Carolina
Licensed Mortgage Broker — NMLS 103035. Serving Charleston, Columbia, Myrtle Beach, Greenville, and all of South Carolina.
Tennessee
Licensed Mortgage Broker — NMLS 103035. Serving Nashville, Memphis, Knoxville, Hendersonville, and all of Tennessee.
In addition to our licensed states, Coastal Funding Corporation originates DSCR loans in 40+ additional states under applicable commercial-purpose exemptions. DSCR loans on investment properties are classified as commercial transactions in many states, exempting them from residential mortgage broker licensing requirements. View all eligible states →
Work With Coastal Funding's DSCR Specialists
With over 20 years of investor lending experience, Coastal Funding Corporation is ready to help you finance your next rental property. Apply online or call us today.